240 WHITE STREET      DANBURY, CONNECTICUT,  06810     (203) 797-1903

INSURANCE TERMS

Call Danbury Auto Body immediately, 203-797-1903. 

Comprehensive Coverage: comprehensive insurance covers damage to your vehicle if it is stolen, or damaged by flood, fire or animals.  It pays to fix your vehicle less your deductible.

Collision Coverage: collision covers damage to your vehicle when your vehicle hits or is hit by another vehicle, or other object.  It pays to fix your vehicle less your deductible.

Uninsured Motorist Property Damage: covers your vehicle when property damage is sustained by an insured and the negligent operator does not possess insurance.  If you do not have Collision coverage, Uninsured Motorist Property Damage coverage pays up to a certain amount for repairs to the insured vehicle.  If you have Collision coverage, Uninsured Motorist Property Damage coverage only pays your collision deductible (in some states).

Rental Car Reimbursement: covers renting a car if you’re your vehicle is no driveable or while your vehicle is being repaired because of a covered accident.